Privacy Policy

Information We Collect

Information You Provide

We may collect information including:

• Full name, email address, and telephone number
• Mailing address and state of residence
• Date of birth or age range
• Family and household information
• Employment and business information
• Financial goals and general financial information
• Insurance needs and existing coverage information
• Health-related information voluntarily provided
• Appointment and consultation information
• Questions and communications submitted to us

Information Collected Automatically

When you visit our website, we and our service providers may automatically collect your IP address, browser type, device type, operating system, approximate location, referring website, pages viewed, links clicked, access times, and website interaction data.

Information From Other Sources

We may receive information from insurance carriers, service providers, referral partners, scheduling platforms, customer relationship management systems, marketing platforms, and other sources permitted by law.

How We Use Information

We may use personal information to:

• Respond to inquiries and consultation requests
• Schedule and manage appointments
• Evaluate general insurance needs
• Provide insurance-product information
• Assist with quotes, applications, and policy servicing
• Send requested information and appointment reminders
• Communicate by telephone, email, or text message
• Maintain customer and prospective-customer records
• Operate, improve, personalize, and secure our website
• Measure website and marketing performance
• Detect fraud, misuse, and security threats
• Comply with legal and regulatory requirements
• Establish, exercise, or defend legal rights

Submitting information does not guarantee insurance coverage, approval, eligibility, or any particular premium or rate.

Cookies and Tracking Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to operate the website, remember preferences, understand visitor activity, measure performance, and support advertising or marketing.

Your browser may allow you to block or delete cookies. Disabling cookies may affect certain website features.

Where required by applicable law, we will provide additional choices regarding nonessential cookies or certain advertising technologies.

Our website may not respond to every “Do Not Track” browser signal because no universally accepted response standard currently applies.

How We Disclose Information

We may disclose personal information to:

• Licensed insurance agents and authorized representatives
• Insurance carriers, underwriters, and administrators
• Website, CRM, hosting, scheduling, and technology providers
• Email, telephone, and text-message service providers
• Analytics and marketing service providers
• Attorneys, accountants, auditors, and compliance advisers
• Government agencies, regulators, courts, or law enforcement
• Parties involved in a merger, acquisition, or business sale
• Other parties when you provide consent or direct us

Beacon Bridge Financial does not sell personal information for monetary payment.

Certain advertising or analytics activities may be classified as a sale, sharing, or targeted advertising under some state laws. Where applicable, eligible individuals may request to opt out.

Insurance and Health Information

Information submitted in connection with an insurance inquiry or application may be shared with licensed agents, insurance carriers, underwriters, administrators, and other authorized parties.

This information may be used for quoting, eligibility review, underwriting, policy issuance, and policy servicing.

Insurance carriers and other third parties may maintain separate privacy notices and information-handling practices. Their handling of information is governed by their own policies and applicable law.

Email and Text Communications

If you provide your email address, we may send requested information, appointment reminders, service communications, and marketing communications where permitted by law.

You may unsubscribe from marketing emails by using the unsubscribe link included in the message or by contacting us.

If you provide your telephone number and consent to receive text messages, Beacon Bridge Financial and its authorized service providers may send informational, appointment-related, and marketing messages.

Opting out of marketing communications does not prevent us from sending communications necessary to complete a requested transaction or provide an existing service when legally permitted.

Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with insurance and regulatory recordkeeping requirements, resolve disputes, prevent fraud, and enforce agreements.

Retention periods may vary depending on the information, our relationship with you, insurance-carrier requirements, and applicable law.

Information Security

We use reasonable administrative, technical, and organizational safeguards intended to protect personal information.

However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. You are responsible for using caution when transmitting sensitive information electronically.

Your Privacy Rights

Depending on your state of residence and applicable law, you may have the right to:

• Request access to certain personal information
• Request correction of inaccurate information
• Request deletion of certain information
• Request a portable copy of certain information
• Opt out of certain targeted advertising, sales, or sharing
• Withdraw consent where processing is based on consent
• Appeal the denial of an eligible privacy request
• Exercise privacy rights without unlawful discrimination

These rights may be subject to identity verification, insurance record-retention requirements, legal exceptions, and other limitations.

To submit a request, email [email protected] with the subject line “Privacy Request.”

Children’s Privacy

Our website is intended for adults and is not directed to children under 13.

We do not knowingly collect personal information directly from children under 13 through this website. If you believe a child has provided personal information without appropriate authorization, please contact us.

Third-Party Websites

Our website may contain links to insurance carriers, social-media platforms, scheduling providers, and other third-party websites.

We do not control and are not responsible for the privacy, security, availability, or content practices of those third parties. Review their policies before providing information.

Business Transfers

If Beacon Bridge Financial is involved in a merger, acquisition, reorganization, financing, sale of assets, or similar transaction, personal information may be disclosed or transferred as part of that transaction, subject to applicable law.

Policy Updates

We may update this Privacy Policy periodically. The revised policy will be posted on this page with an updated “Last Updated” date.

Material changes may also be communicated through the website or another appropriate method when required by law.